Category: Dividends

Dividend Income

April 2017 Dividend Income

Dividends

I return to growing my dividend income stream in a larger way this month with investments in very high-yielding stocks. I added $163, or 6% to my annual dividend income. I am getting very close now to an average of $250 per month; then moving on to $300.

April 2015 was the first month I ever received a dividend cheque, to the tune of $25. Two years later, and $262 have made their way into my brokerage account.

I am well on my way to my $3,000 dividend income goal for 2017.

Summary of April Investment Activities

Throughout April, I’ve purchased:

None of my holdings increased their dividend.

None of my holdings were sold to recuperate capital.

None of my holdings reduced their dividends.

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Dividend Income

March 2017 Dividend Income

Dividends

There remains a lot to be desired of current market valuations, but this month around I enjoyed opening a new position in Richard’s Packaging, to increase the diversity of my portfolio and get back to making larger increases to my dividend income through investments after two purchases in low-yielding Apple stock.

This month also marks breaking through $3,000 in life time dividend income.

March marks a full two years of receiving dividend income from the stock market.

If we look over this period on average, having earned $3,050 in the two years I’ve received dividends has added $127 of cash flow through each of those months.

Going forward, I am now averaging $221 per month. A solid foundation has been set to build off.

Summary of March Investment Activities

Throughout March, I’ve purchased:

One of my holdings increased their dividend.

None of my holdings were sold to recuperate capital.

None of my holdings reduced their dividends.

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Dividend Income

February 2017 Dividend Income

Dividends

As the market continues to offer little value I have not invested as enthusiastically as I did this time around last year, which is around when my investments really started heating up. Everything was dropping at that time so I picked up things that were going on sale. This time around it’s the opposite as share prices have heated up.

I continue to scour in the market and make up my monthly dividend watch lists which is how I find value in this heated market. While the market is expensive, there remain few stocks here and there which offer the value worthy of investment. I continue to tread cautiously, but I still would like to invest monthly and keep up with whichever direction the market is going. I, just like you, have no idea where we’re headed in the near-term.

I doubled my position in Apple last month after their incredible earnings release, and saw three dividend raises to boost income – saving my life hours by having these companies churn out more for me year after year.

Summary of February Investment Activities

Throughout February, I’ve purchased:

One of my holdings increased their dividend.

None of my holdings were sold to recuperate capital.

None of my holdings reduced their dividends.

*We only now realized a distribution increase of $1.32 by HR.UN

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Passive income

January 2017 Dividend Income

Dividends

And so 2017 starts off strong as I record my highest ever monthly dividend income. I would consider the contributions I made throughout last year incredibly successful to have propelled me from where I was last year to today. It was my first full year of investing and I’ve learned a lot. I don’t doubt for one second that I may learn just as much, if not more, this year around.

I regret that I did not invest for the month. My late purchase last month in Apple was settled in January so perhaps I didn’t feel to as much as I should have. I would like to be investing every month rather than every so often like I ended up doing last year. It would require more time invested in analyzing potential companies though.

While the year started off without newly invested capital, Enbridge Income Fund came through with the best dividend raise I’ve received since the inception of the portfolio.

Summary of January Investment Activities

Throughout January, I’ve purchased:

  • Nothing

One of my holdings increased their dividend.

None of my holdings were sold to recuperate capital.

None of my holdings reduced their dividends.

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December 2016 Dividend Income

Dividends

So the year 2016 has come to an end and so does tracking the year. I’ve greatly improved the way I track all of my investment purchases, dividend raises, and dividend income and growth this year. I know exactly how my investment journey has benefited my passive income cash flow, and ultimately, my net worth and sustainability in relation to expenses.

This past month I’ve finally boosted my dividend income to an average of over $200 a month. It took 22 months to get to this point but it’s become practically clock work to me now and is very feasible for me to continue this journey.

The writing makes it a little more difficult and takes by far the most time, but I get a lot out of it myself and it forces me to think a lot of my decisions over as I’ve forced accountability on myself by sharing this with all the readers. If you’ve been a dedicated reader on the blog here, I truly thank you for making this all possible up to now. Thanks to you, I’ve recently organized to renew the web site for a 3-year period in 2017.

Best of luck to everyone in 2017, I hope the market continues to roar forward and our dividend income can collectively grow and we’re all one year closer to financial independence.

Summary of December Investment Activities

Throughout December, I’ve purchased:

One of my holdings increased their dividend.

None of my holdings were sold to recuperate capital.

None of my holdings reduced their dividends.

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Dividends November 2016

November 2016 Dividend Income

Dividends

November was an incredible month for dividend raises. The Dividend Beginner portfolio registered FIVE dividend raises from various companies. This is one of those months where the methodology is really paying off and showing something. As the positions get bigger, so will the result of the raises.

In addition to that, a few more positions continued to be dropped from the portfolio as I eased up in some areas to further concentrate in others in the coming year. My portfolio is now down to 21 positions which I would enjoy investing in further given the right conditions. I would like to further rearrange my real estate exposure, but that’s in the future.

Summary of November Investment Activities

Throughout November, I’ve purchased:

  • Nothing!

Five of my holdings increased their dividend.

Two of my holdings were sold to recuperate capital:

None of my holdings reduced their dividends.

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Dividend income October 2016

October 2016 Dividend Income

Dividends

October was quite the active month for me as I looked to slim my portfolio down in a few areas. I set up quite a few stop limit prices for a decent amount of stocks; all set up to a minimum profit I would be comfortable with taking off the table. My main concern at the time was both the election, but more so the possibility of the Fed raising interest rates in December and causing some stocks to go on sale by January, just like at the end of last year.

Summary of October Investment Activities

Throughout October, I’ve purchased:

None of my holdings increased their dividend.

Two of my holdings were sold to recuperate capital:

None of my holdings reduced their dividends.

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Dividend income September 2016

September 2016 Dividend Income

Dividends

Another month has passed without a purchase as my cash position silently increases. I believe the elections will lead to some volatility and plan to spend some time then purchasing assets if there are sales. For the time being I’m trying to take a hard look at my portfolio and trim where possible.

Summary of September Investment Activities

Throughout August, I’ve purchased:

  • nothing

One of my holdings increased their dividend.

None of my holdings reduced their dividends.

Keep reading

August 2016 Dividend Income

Dividends

After a no-buy in July, I’ve come back in August with an increased position in Exchange Income Corp. (TSX: EIF). I believe this company has a bright future ahead of it and is in a very niche position with very little competition and are diversified and unique. They continue to build their empire and I look forward to future acquisitions in the company.

The market overall remains unimpressive for buying stocks but after not buying anything in July I feel as though I had to make a purchase. After all, we’ve heard time in the market vs timing the market countless times – and I feel the need to continue boosting my dividend income as growth has slowed down big time in the past quarter of the year for myself, after regularly increasing my annual dividend income by $200+ monthly for the first part of the year.

It’s hard buying stocks in Canada. I’d really like for the USD to be lower as I can diversify into the U.S. market as it’s difficult to diversify away from financials and energy in this small market. The consumer staples stocks yield so little while costing so much, it’s difficult to justify purchasing them at this point – though, Metro (MRU) continues to call to me.

Summary of August Investment Activities

Throughout August, I’ve purchased:

Two of my holdings increased their dividends.

None of my holdings reduced their dividends. Great news!

Annual Dividend Income Update

May 2016 Net Increase June 2016
Annual Dividend Income $2,118.86 $90.48 $2,209.34
Monthly Dividend Income $176.57 $7.54 $184.11
Percentage Increase +4.27%
YTD Increase +106.91%

August 2016 Dividend Income

Non-Registered Taxable Account
NA $16.50
ZWU $7.02
WCP $2.80
IPL $5.59
EIF $12.56
ENF $7.78
AD $16.20
RY $20.25
Tax-Free Savings Account
AAR.UN $3.90
PLZ.UN $5.63
IPL $7.41
D.UN $5.63
DRG.UN $6.67
AD $6.75
RNW $11.00
HR.UN $4.95
CJR.B $9.98
Total
$154.52

Dividend Income Journey

August Monthly Dividend Income

August was a decent, slow and steady month. $154.52 was added to the Dividend Beginner’s coffers for reinvestment.

YoY Monthly Dividend Income

The trend of dividend income falling down in August continued this year as we rake in $155 vs $225 from last month. In August 2015, I received $41.98. This year income increased by $112.54, or 268.08%.

total 2016 dividend income

Sure enough as we predicted last month, this August marks the first time the portfolio has generated $1,000 within one year’s time. After 8 months, the portfolio has generated $1,129.65

$1,129.65 works out to 65% of our $1,750 goal.
lifetime dividend income

I’d like to keep track of my lifetime dividends as it will always be the largest number I can attribute to dividend income, and ultimately is all the passive income I’ve generated from the beginning of this portfolio to now. It’s a great chart to display exactly what you could accomplish when you save your earnings and invest in dividend growing stocks.

After 17 months of receiving dividends and 18 months of investing, I’ve generated over $1,600 in passive income. After August 2016, my record is now $1,673.09 in dividend income that I earned from having the foresight to invest my money in income generating assets. The great thing about this is that even if I stop investing now, that money will continue to flow into my bank account every month without me lifting a finger, and what’s more is that it will even grow as time goes on considering I took the time to invest in dividend growing companies with proven track records.

How was all of my fellow investors’ August 2016? Any new positions? Dividend Raises? Dividend Cuts? Looking forward to September? 

July 2016 Dividend Income

Dividends

July was the most pathetic month of investing for The Dividend Beginner. It’s the first time since I began this journey that I did not allocate capital to the markets. While I didn’t notice anything to be much of a buy, I also did not search as much as I usually do and took it easier for the month as I found I was spending too much time doing research and writing and less time living.

While there were no investment activities whatsoever for July, the portfolio continued to pump cash into my accounts which are piling up as I sit on the sideline. The real horror is that my dividend income did not increase at all this month and is a real slow-down in our process. However, considering I’ve still saved the cash – we can make up for this at a later date when equities are looking a little more rosy.

Summary of June Investment Activities

Throughout July, I’ve purchased:

  • nothing

None of my holdings increased their dividends. That’s unfortunate.

None of my holdings reduced their dividends. Great news!

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Disclaimer

My publishings on dividendbeginner.com references an opinion and is for information or entertainment purposes only. It is not intended to be investment advice. Seek a duly licensed professional for investment advice. I am not responsible for any decisions you make concerning finances, taxes, or investments. You must perform your own research and always take caution when extending capital.